Make the most of EOFY: super strategies to discuss with your financial adviser

15 May

As the end of the financial year (EOFY) approaches, it’s a timely reminder to check in on your financial health and take advantage of opportunities to strengthen your retirement savings.Ā  Whether you’re looking to grow your superannuation,...[Read More]

Understanding debt recycling – transform bad debt into good debt

15 May

Debt recycling is a financial strategy that can help you transform bad debt into good debt, boosting your wealth and enhancing your financial future. This article explains the concept, its benefits, risks, and how it might apply to your specific...[Read More]

Self-Managed Superannuation Fund (SMSF) checklist – summary

8 May

A Self-Managed Super Fund (SMSF) offers individuals more control over their retirement savings, but it comes with significant responsibilities.Ā  This checklist outlines key considerations and requirements to help ensure compliance and effective...[Read More]

Drivers could pay more tax after electric car U-turn

1 May

The cost of buying an electric vehicle could rise by thousands of dollars for some motorists if fringe benefits tax rules are changed after the election. Automotive groups warn drivers in outer metropolitan suburbs could be hit hardest by the...[Read More]

Managing finances and lifestyle activities during retirement

3 April

Retirement is a complex period divided into various phases, each with its own set of financial requirements and lifestyle considerations. Understanding how to budget for each stage can help you make the most of your post-career...[Read More]

Budget focuses on power bills, tax cuts and healthcare

27 March

FEDERAL BUDGET AT A GLANCE * Budget deficit of $27.6 billion this financial year * Commonwealth gross debt to rise to $940 billion (33.7 per cent of GDP) in 2024/25 before cracking $1 trillion the year after * Net debt to rise to $556 billion in...[Read More]

ā€˜Unfair, unrealistic’: young Aussies bear budget burden

27 March

Australian workers will be increasingly relied upon to prop up ballooning federal government spending, despite tax cuts handing back two years of bracket creep. The ā€œmodestā€ cuts announced by Treasurer Jim Chalmers in the federal budget will...[Read More]

2025 Federal Budget Summary

26 March

Summary Last night, the Treasurer, Jim Chalmers, released the Government’s 2025-26 Budget.Ā  The Treasurer identified five main Budget priorities: Helping with the cost of living Strengthening Medicare Building more homes Investing...[Read More]

The importance of financial advice in living a lifestyle of choice

6 February

Life is full of milestones and changes that shape our journey.Ā  Whether it’s starting a family, buying a home, running a business, or retiring, our financial needs and goals evolve over time.Ā  Navigating these transitions while maintaining a...[Read More]

Understanding estate planning and key legal tools: why legal advice is essential

30 January

Estate planning is the process of organising and managing your assets during your lifetime and determining how they will be distributed after your death.Ā  It goes beyond simply writing a will; it involves making key decisions about property...[Read More]

Tax changes ruled out as treasurer launches food fight

23 January

The treasurer has poured cold water on any new taxes, saying Labor is focused on targeted cost of living relief. Asked whether Labor would bring any new taxes to the upcoming federal election, Jim Chalmers said, ā€œno, our focus is on the tax...[Read More]

Super concessions take biggest bite from the budget

19 December

Major cost-of-living measures aren’t on the cards in the federal budget update because of a $25 billion hit to the books, as data reveals new drags on the bottom line. The mid-year economic and fiscal outlook will show more than $16 billion in...[Read More]

Tax on large withdrawals floated to future-proof super

12 December

Retirees might be more inclined to use super for its intended purpose – income for retirement – under a proposal to tax oversized withdrawals. Four actuaries have waded into the ever-contentious tax debate with a discussion paper thrashing out...[Read More]

ā€˜Surprise’ budget windfalls drying up, economists warn

28 November

Australia is waving goodbye to budget surpluses and returning abruptly to deficit, facing a $49 billion deterioration in the bottom line as per forecasts from leading economists. The $15.8 billion surplus logged in the last financial year to...[Read More]

Supply the key to fixing housing, not taxes: Treasury

7 November

Treasury does not believe removing tax concessions for property investors would shift the dial for housing affordability, despite being asked to investigate the impact of the tax changes by the government. The department’s secretary, Steven...[Read More]